What is the IFSC code of Union Bank of India Poonithura branch ERNAKULAM?

The IFSC code of Union Bank of India Poonithura branch in ERNAKULAM is UBIN0555053. MICR code is 682026038.

What is the address of Union Bank of India Poonithura branch?

DOOR NO. 29/2862 A, ADITYA, GANDHI SQUARE,POONITHURA, P.O. DIST. ERNAKULAM,KERALA - 682 317.

Union Bank of India Poonithura Branch — IFSC Code

Q: What is the MICR code of Union Bank of India Poonithura?

The MICR code of Union Bank of India Poonithura branch is 682026038. MICR is used for cheque processing.

ERNAKULAM, KERALA

IFSC Code

UBIN0555053

IFSC Code	UBIN0555053
MICR Code	682026038
Bank	Union Bank of India
Branch	Poonithura
City	ERNAKULAM
District	ERNAKULAM
State	KERALA
Address	DOOR NO. 29/2862 A, ADITYA, GANDHI SQUARE,POONITHURA, P.O. DIST. ERNAKULAM,KERALA - 682 317.
Contact	2707230
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site →

How to Use IFSC Code UBIN0555053

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UBIN0555053
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Union Bank of India

UBIN0555053

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Poonithura?

The IFSC code is UBIN0555053. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Poonithura branch in ERNAKULAM.

What is the MICR code of Union Bank of India Poonithura?

The MICR code is 682026038. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0555053 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UBIN0555053 only for NEFT, RTGS, or IMPS when adding a bank account manually.