Union Bank of India Ratu Branch โ IFSC Code
RANCHI, JHARKHAND
IFSC Code
UBIN0915874
| IFSC Code | UBIN0915874 |
| MICR Code | โ |
| Bank | Union Bank of India |
| Branch | Ratu |
| City | RANCHI |
| District | RATU |
| State | JHARKHAND |
| Address | PLOT NO 3740, KHATA NO 233, NH 75, RATU CROSSING, RANCHI |
| Contact | +916512521154 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ
How to Use IFSC Code UBIN0915874
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UBIN0915874
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Union Bank of India
UBIN0915874
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Union Bank of India Ratu?
The IFSC code is UBIN0915874. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Ratu branch in RANCHI.
What is the MICR code of Union Bank of India Ratu?
The MICR code is not available โ check your cheque book. MICR codes are used for cheque processing, not for digital transfers.
Is UBIN0915874 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UBIN0915874 only for NEFT, RTGS, or IMPS when adding a bank account manually.