Union Bank of India Ratu Road Branch Branch โ€” IFSC Code

RANCHI, JHARKHAND

IFSC Code

UBIN0572870

IFSC CodeUBIN0572870
MICR Codeโ€”
BankUnion Bank of India
BranchRatu Road Branch
CityRANCHI
DistrictRANCHI
StateJHARKHAND
AddressCHABI PLAZAPISKA MORE OPP LAKDI TAALRATU RD RANCHI JHARKHAND PINCODE 834005
Contact+918407004191
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0572870

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0572870
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0572870
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Ratu Road Branch?

The IFSC code is UBIN0572870. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Ratu Road Branch branch in RANCHI.

What is the MICR code of Union Bank of India Ratu Road Branch?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0572870 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0572870 only for NEFT, RTGS, or IMPS when adding a bank account manually.