Union Bank of India R.o.ludhiana Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

UBIN0556068

IFSC CodeUBIN0556068
MICR Codeโ€”
BankUnion Bank of India
BranchR.o.ludhiana
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
Address41/1 WALIA COMPLEX, DUGRI ROAD LUDHIANA PUNJAB PIN-141003
Contact161
NEFT EnabledYes โœ…
RTGS EnabledNo
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0556068

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0556068
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0556068
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India R.o.ludhiana?

The IFSC code is UBIN0556068. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India R.o.ludhiana branch in LUDHIANA.

What is the MICR code of Union Bank of India R.o.ludhiana?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0556068 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0556068 only for NEFT, RTGS, or IMPS when adding a bank account manually.