Union Bank of India Service Br. -ludhiana Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

UBIN0550817

IFSC CodeUBIN0550817
MICR Code141026001
BankUnion Bank of India
BranchService Br. -ludhiana
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
Address41/1, WALIA COMPLEXDUGRI ROAD
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site โ†’

How to Use IFSC Code UBIN0550817

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UBIN0550817
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Union Bank of India

UBIN0550817
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Service Br. -ludhiana?

The IFSC code is UBIN0550817. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Service Br. -ludhiana branch in LUDHIANA.

What is the MICR code of Union Bank of India Service Br. -ludhiana?

The MICR code is 141026001. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0550817 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UBIN0550817 only for NEFT, RTGS, or IMPS when adding a bank account manually.