What is the IFSC code of Union Bank of India Vaikom branch KOTTAYAM?

The IFSC code of Union Bank of India Vaikom branch in KOTTAYAM is UBIN0555371. MICR code is 686026602.

What is the address of Union Bank of India Vaikom branch?

KANIAMPARAMPIL ARCADE,VALIYA KAVALA BUS STAND ROAD, DIST.KOTTAYAM, VAIKOM - 686 141, KERALA.

Union Bank of India Vaikom Branch — IFSC Code

Q: What is the MICR code of Union Bank of India Vaikom?

The MICR code of Union Bank of India Vaikom branch is 686026602. MICR is used for cheque processing.

KOTTAYAM, KERALA

IFSC Code

UBIN0555371

IFSC Code	UBIN0555371
MICR Code	686026602
Bank	Union Bank of India
Branch	Vaikom
City	KOTTAYAM
District	VAIKOM
State	KERALA
Address	KANIAMPARAMPIL ARCADE,VALIYA KAVALA BUS STAND ROAD, DIST.KOTTAYAM, VAIKOM - 686 141, KERALA.
Contact	224035
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Union Bank of India official site →

How to Use IFSC Code UBIN0555371

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UBIN0555371
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Union Bank of India

UBIN0555371

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Union Bank of India Vaikom?

The IFSC code is UBIN0555371. Use this for NEFT, RTGS, and IMPS transfers to Union Bank of India Vaikom branch in KOTTAYAM.

What is the MICR code of Union Bank of India Vaikom?

The MICR code is 686026602. MICR codes are used for cheque processing, not for digital transfers.

Is UBIN0555371 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UBIN0555371 only for NEFT, RTGS, or IMPS when adding a bank account manually.