Citizens' Co-operative Bank Jammu Citizens Coop Bank Jammu Ganyal Branch โ IFSC Code
JAMMU, JAMMU AND KASHMIR
IFSC Code
YESB0CJ0105
| IFSC Code | YESB0CJ0105 |
| MICR Code | 180660005 |
| Bank | Citizens' Co-operative Bank Jammu |
| Branch | Citizens Coop Bank Jammu Ganyal |
| City | JAMMU |
| District | GANGYAL |
| State | JAMMU AND KASHMIR |
| Address | NATIONAL HIGHWAY, GANGYAL, JAMMU-180010 |
| Contact | +911912480491 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Citizens' Co-operative Bank Jammu official site โ
How to Use IFSC Code YESB0CJ0105
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: YESB0CJ0105
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Yes Bank
YESB0CJ0105
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Citizens' Co-operative Bank Jammu Citizens Coop Bank Jammu Ganyal?
The IFSC code is YESB0CJ0105. Use this for NEFT, RTGS, and IMPS transfers to Citizens' Co-operative Bank Jammu Citizens Coop Bank Jammu Ganyal branch in JAMMU.
What is the MICR code of Citizens' Co-operative Bank Jammu Citizens Coop Bank Jammu Ganyal?
The MICR code is 180660005. MICR codes are used for cheque processing, not for digital transfers.
Is YESB0CJ0105 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use YESB0CJ0105 only for NEFT, RTGS, or IMPS when adding a bank account manually.