Citizens' Co-operative Bank Jammu Citizens Coop Bank Jammu Vinaik Bzr Branch โ€” IFSC Code

JAMMU, JAMMU AND KASHMIR

IFSC Code

YESB0CJ0109

IFSC CodeYESB0CJ0109
MICR Code180660009
BankCitizens' Co-operative Bank Jammu
BranchCitizens Coop Bank Jammu Vinaik Bzr
CityJAMMU
DistrictJAMMU
StateJAMMU AND KASHMIR
AddressVINAIK BAZAR, JAMMU-180001
Contact+911912548433
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Citizens' Co-operative Bank Jammu official site โ†’

How to Use IFSC Code YESB0CJ0109

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: YESB0CJ0109
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Yes Bank

YESB0CJ0109
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Citizens' Co-operative Bank Jammu Citizens Coop Bank Jammu Vinaik Bzr?

The IFSC code is YESB0CJ0109. Use this for NEFT, RTGS, and IMPS transfers to Citizens' Co-operative Bank Jammu Citizens Coop Bank Jammu Vinaik Bzr branch in JAMMU.

What is the MICR code of Citizens' Co-operative Bank Jammu Citizens Coop Bank Jammu Vinaik Bzr?

The MICR code is 180660009. MICR codes are used for cheque processing, not for digital transfers.

Is YESB0CJ0109 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use YESB0CJ0109 only for NEFT, RTGS, or IMPS when adding a bank account manually.