Surat Mercantile Co-operative Bank Surat Merc Coop Bank Bhatar Road Branch โ€” IFSC Code

SURAT, GUJARAT

IFSC Code

YESB0SMCB11

IFSC CodeYESB0SMCB11
MICR Code395245011
BankSurat Mercantile Co-operative Bank
BranchSurat Merc Coop Bank Bhatar Road
CitySURAT
DistrictSURAT
StateGUJARAT
AddressSHOP NO 1 TO MEGHNA COMPLEX 1ST FLOOR UDHNA MAGDALLA ROAD SURAT - 395007
Contact+912612232133
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Surat Mercantile Co-operative Bank official site โ†’

How to Use IFSC Code YESB0SMCB11

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: YESB0SMCB11
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Yes Bank

YESB0SMCB11
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Surat Mercantile Co-operative Bank Surat Merc Coop Bank Bhatar Road?

The IFSC code is YESB0SMCB11. Use this for NEFT, RTGS, and IMPS transfers to Surat Mercantile Co-operative Bank Surat Merc Coop Bank Bhatar Road branch in SURAT.

What is the MICR code of Surat Mercantile Co-operative Bank Surat Merc Coop Bank Bhatar Road?

The MICR code is 395245011. MICR codes are used for cheque processing, not for digital transfers.

Is YESB0SMCB11 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use YESB0SMCB11 only for NEFT, RTGS, or IMPS when adding a bank account manually.