Surat Mercantile Co-operative Bank Surat Merc Coop Bank Kapodara Branch โ€” IFSC Code

SURAT, GUJARAT

IFSC Code

YESB0SMCB09

IFSC CodeYESB0SMCB09
MICR Code395245009
BankSurat Mercantile Co-operative Bank
BranchSurat Merc Coop Bank Kapodara
CitySURAT
DistrictSURAT
StateGUJARAT
AddressF-36 TO 40, SARGAM COMPLEX 1ST FLOOR, NR TAPSHILA SOC KAPODARA, SURAT -395006
Contact+912612567856
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Surat Mercantile Co-operative Bank official site โ†’

How to Use IFSC Code YESB0SMCB09

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: YESB0SMCB09
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Yes Bank

YESB0SMCB09
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Surat Mercantile Co-operative Bank Surat Merc Coop Bank Kapodara?

The IFSC code is YESB0SMCB09. Use this for NEFT, RTGS, and IMPS transfers to Surat Mercantile Co-operative Bank Surat Merc Coop Bank Kapodara branch in SURAT.

What is the MICR code of Surat Mercantile Co-operative Bank Surat Merc Coop Bank Kapodara?

The MICR code is 395245009. MICR codes are used for cheque processing, not for digital transfers.

Is YESB0SMCB09 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use YESB0SMCB09 only for NEFT, RTGS, or IMPS when adding a bank account manually.