Surat Mercantile Co-operative Bank Surat Merc Coop Bank Rampura Branch โ IFSC Code
SURAT, GUJARAT
IFSC Code
YESB0SMCB12
| IFSC Code | YESB0SMCB12 |
| MICR Code | 395245012 |
| Bank | Surat Mercantile Co-operative Bank |
| Branch | Surat Merc Coop Bank Rampura |
| City | SURAT |
| District | SURAT |
| State | GUJARAT |
| Address | PATEDAR BHAVAN, CHAR KHAN CHAKLA, RAMPURA, SURAT - 395003 |
| Contact | +912612418080 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Surat Mercantile Co-operative Bank official site โ
How to Use IFSC Code YESB0SMCB12
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: YESB0SMCB12
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Yes Bank
YESB0SMCB12
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Surat Mercantile Co-operative Bank Surat Merc Coop Bank Rampura?
The IFSC code is YESB0SMCB12. Use this for NEFT, RTGS, and IMPS transfers to Surat Mercantile Co-operative Bank Surat Merc Coop Bank Rampura branch in SURAT.
What is the MICR code of Surat Mercantile Co-operative Bank Surat Merc Coop Bank Rampura?
The MICR code is 395245012. MICR codes are used for cheque processing, not for digital transfers.
Is YESB0SMCB12 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use YESB0SMCB12 only for NEFT, RTGS, or IMPS when adding a bank account manually.