Surat Mercantile Co-operative Bank Surat Mercantile Co-operative Bank Imps Branch โ IFSC Code
MUMBAI, MAHARASHTRA
IFSC Code
YESB0SMCB05
| IFSC Code | YESB0SMCB05 |
| MICR Code | 395245005 |
| Bank | Surat Mercantile Co-operative Bank |
| Branch | Surat Mercantile Co-operative Bank Imps |
| City | MUMBAI |
| District | SURAT |
| State | MAHARASHTRA |
| Address | 7/359-60 UTKARSH MODI COMPOUND, LAL DARWAJA, SURAT - 395003 |
| Contact | +912612532502 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Surat Mercantile Co-operative Bank official site โ
How to Use IFSC Code YESB0SMCB05
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: YESB0SMCB05
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Yes Bank
YESB0SMCB05
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Surat Mercantile Co-operative Bank Surat Mercantile Co-operative Bank Imps?
The IFSC code is YESB0SMCB05. Use this for NEFT, RTGS, and IMPS transfers to Surat Mercantile Co-operative Bank Surat Mercantile Co-operative Bank Imps branch in MUMBAI.
What is the MICR code of Surat Mercantile Co-operative Bank Surat Mercantile Co-operative Bank Imps?
The MICR code is 395245005. MICR codes are used for cheque processing, not for digital transfers.
Is YESB0SMCB05 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use YESB0SMCB05 only for NEFT, RTGS, or IMPS when adding a bank account manually.