Bihar Laghu Udyami Yojana — ₹2 Lakh Grant for Entrepreneurs

What is Bihar Laghu Udyami Yojana?

Mukhyamantri Laghu Udyami Yojana is the Bihar government's scheme to provide ₹2 lakh as a grant (not a loan — no repayment) to BPL families to start a small business or micro-enterprise. It specifically targets families identified in the Jati Aadharit Ganana (Caste-Based Survey) 2022 conducted by the Bihar government.

Key features:

• ₹2 lakh grant per family — does not need to be repaid
• For families with monthly income below ₹6,000 (₹72,000/year)
• 94 business categories to choose from (food, handicraft, services, etc.)
• SC, ST, OBC, EBC families and women are prioritized
• Applied online at udyami.bihar.gov.in

Who is Eligible?

• Must be identified in the Bihar Jati Aadharit Ganana (Caste-Based Survey) as a poor family
• Monthly family income below ₹6,000
• Age of applicant: 18 to 50 years
• Must be a Bihar resident
• Priority categories: SC, ST, EBC (Extremely Backward Class), OBC, women
• One grant per family — if someone in the family has already received it, others are not eligible

Grant Amount and Payment Structure

The ₹2 lakh grant is paid in 3 installments:

Total: ₹2,00,000 — zero repayment required.

94 Business Categories Available

The scheme covers a wide range of micro-businesses:

Full list available on udyami.bihar.gov.in.

How to Apply — Step by Step

1. Go to udyami.bihar.gov.in
2. Click "पंजीकरण करें" (Register) or "आवेदन करें" (Apply)
3. Enter your Aadhaar number → OTP verification
4. Fill in personal details — your survey ID from Jati Ganana (if available)
5. Select your preferred business category from the 94 options
6. Fill in business plan details
7. Enter bank account for DBT
8. Upload documents
9. Submit → note Application ID

Important: You must be in the Jati Aadharit Ganana database to apply. If your family was surveyed and found poor (income < ₹6,000/month), you are eligible.

Documents Required

1. Aadhaar card
2. Caste certificate — SC/ST/OBC/EBC (as applicable)
3. Income proof — from Jati Ganana survey data (or self-declaration + village survey confirmation)
4. Bank account passbook — Aadhaar-linked
5. Age proof (Aadhaar with DOB)
6. Business plan (brief description of chosen business)
7. Passport-size photograph

After Approval — Training

After approval, selected beneficiaries receive:

• Free training in their chosen business (2–15 days depending on category)
• Training provided by Bihar Skill Development Mission or partner institutes
• After training, 1st installment (₹25,000) is released

Frequently Asked Questions

Is this a loan or a grant? Do I need to repay?

This is a grant — no repayment is needed. Unlike MUDRA loans, this ₹2 lakh does not create any debt for you.

My family was surveyed but I couldn't apply. What to do?

Application windows open periodically. Check udyami.bihar.gov.in for open registration dates. Applications are accepted in batches.

My family income is ₹7,000/month. Am I eligible?

No — the income limit is ₹6,000/month (₹72,000/year). If your income is ₹7,000, you are above the threshold.

Can I choose any business? Are there restrictions?

You can choose from the 94 approved business categories. You cannot choose businesses outside this list. However, the list is comprehensive — most micro-enterprise types are included.

After getting the grant, do I need to show business proof?

Yes — the 2nd and 3rd installments are released after utilisation proof and business setup verification by an inspector. Keep receipts for all business-related purchases.

My neighbour got this in 2023 batch. Can my wife also apply in 2024?

One grant per family is the rule. If your neighbour is the family head and received the grant, other family members in the same household cannot apply again.

Official Links

• Apply: udyami.bihar.gov.in
• Bihar Industry Department: udyog.bihar.gov.in
• Bihar government: state.bihar.gov.in
• Helpline: 1800-345-6214 (Bihar Industry helpline, toll-free)