Mukhyamantri Kisan Sahay Yojana Gujarat — Crop Insurance & Farmer Aid Guide – How to Apply & Benefits

What is Mukhyamantri Kisan Sahay Yojana?

Mukhyamantri Kisan Sahay Yojana is a crop protection scheme by the Government of Gujarat that provides compensation to farmers for crop losses due to natural calamities like drought, unseasonal rainfall, floods, and other weather events during the Kharif season. Launched in 2020, it replaced the traditional crop insurance (PMFBY) model in Gujarat.

Compensation Structure

• Maximum coverage: 4 hectares per farmer
• Maximum compensation: Up to ₹1,00,000 per farmer (₹25,000 × 4 hectares)

Who is Eligible?

• All registered farmers in Gujarat who cultivate during Kharif season
• Must have land records (7/12 and 8-A entries) in their name
• No premium payment required from farmers — fully state-funded
• Tenant farmers/sharecroppers with valid documentation are also covered
• Must have registered on the i-Khedut portal or through Gram Panchayat

Documents Required

• Aadhaar card
• Land records — 7/12 extract and 8-A extract
• Bank account details (Aadhaar-linked)
• Crop sowing certificate from Talati/Gram Panchayat
• Mobile number linked to Aadhaar

Note: No premium or registration fee is required from farmers.

How to Apply — Step-by-Step

Registration on i-Khedut Portal

1. Visit i-Khedut portal
2. Select Mukhyamantri Kisan Sahay Yojana
3. Enter Aadhaar number and land details
4. Fill crop sowing details for the Kharif season
5. Submit the registration
6. Collect registration confirmation

Through Gram Panchayat

1. Visit the Gram Panchayat or Talati office
2. Provide Aadhaar, land records, and crop details
3. Talati registers your details on the portal
4. Collect acknowledgement

Claim Process (After Crop Loss)

1. Crop loss is assessed at taluka/district level using satellite imagery, weather data, and field surveys
2. Revenue department identifies affected areas and declares crop damage percentage
3. Eligible farmers in declared areas automatically receive compensation
4. Amount credited directly to bank account via DBT
5. No separate claim filing needed by individual farmers

Processing Time

• Crop damage assessment: After the Kharif season (October-December)
• Compensation disbursement: 2-4 months after assessment
• Direct credit to bank account

Fees

Zero premium. Unlike crop insurance schemes, farmers pay nothing. The entire cost is borne by the Gujarat government.

Important Tips

1. Register every season — Registration must be done each Kharif season on i-Khedut
2. Keep land records updated — Ensure 7/12 and 8-A entries are current
3. Link Aadhaar to bank — Compensation is via DBT; Aadhaar-bank linking is essential
4. Report crop damage — While compensation is automatic for declared areas, report significant damage to your Talati
5. No middlemen — Register directly on i-Khedut or through Gram Panchayat

Frequently Asked Questions

Q1. Do I need to pay any premium?

No. This scheme is 100% state-funded. Farmers pay zero premium.

Q2. Does this cover Rabi crops?

Currently, the scheme primarily covers Kharif season crops. Check the latest notification for any Rabi coverage.

Q3. What if I'm a tenant farmer?

Tenant farmers with valid documentation (agreement with landowner) are also eligible. Ensure the Talati records your cultivation.

Q4. How is crop damage assessed?

Assessment uses a combination of satellite imagery, weather station data, and field surveys at the taluka level.

Q5. Can I get compensation if only my field is damaged?

Compensation is based on area-level assessment (taluka/village). Individual farm-level assessment is not done under this scheme.

Q6. Is this better than PMFBY crop insurance?

This scheme requires no premium payment and covers all registered farmers automatically. PMFBY requires premium payment but may offer different coverage. Gujarat opted for this state scheme as an alternative.

Disclaimer: This guide is for informational purposes only. CitizenNest is not affiliated with the Government of Gujarat. Verify on agri.gujarat.gov.in.