Kalaignar Magalir Urimai Thogai — ₹1,000

What is Kalaignar Magalir Urimai Thogai?

Kalaignar Magalir Urimai Thogai (Kalaignar Women's Entitlement Allowance) is a monthly financial support scheme launched by the Tamil Nadu government in September 2023, providing ₹1,000 per month directly to the bank accounts of eligible women household heads in Tamil Nadu.

Named after the late Chief Minister M. Karunanidhi (Kalaignar), the scheme aims to give women economic independence and support household expenses. It covers over 1 crore women in Tamil Nadu — both rural and urban.

Who is Eligible?

• Women who are the head of the household
• Must be a resident of Tamil Nadu
• Age 21 years and above
• Annual family income must be less than ₹2.5 lakh
• Must have a family ration card (Tamil Nadu smart card or PDS card)

Not eligible:

• Women government employees or ex-government employees receiving pension
• Women paying income tax
• Families with annual income above ₹2.5 lakh

Benefits

• ₹1,000 per month directly to the woman's bank account
• Payment made on the first week of each month
• No repayment required — it is a direct financial support grant
• Aadhaar-linked bank transfer (DBT)

How to Apply

The scheme registration was done through a camp-based model where government officials visited each household. Active registration camps may be announced periodically.

Check current application status / re-registration:

1. Visit cms.tn.gov.in or the Tamil Nadu government's official scheme portal
2. Check if new applications are being accepted
3. Alternatively, visit your nearest:
   • Town Panchayat / Village Panchayat office (rural areas)
   • Municipal Ward office (urban areas)

Documents needed for registration:

1. Aadhaar card (mobile-linked for OTP)
2. Ration card (family card in your name or showing you as head of household)
3. Bank account passbook (in your name — Aadhaar-linked)
4. Residence proof (voter ID / utility bill in TN address)

How to Check Application Status

1. Go to cms.tn.gov.in
2. Navigate to Kalaignar Magalir Urimai Thogai
3. Enter your Aadhaar or ration card number to check status

OR check through your bank account statement — the monthly credit shows as a government DBT transfer.

Check Beneficiary List

• District-wise beneficiary lists are published on the scheme portal and at gram panchayat / municipality offices
• You can verify your inclusion by providing your Aadhaar or ration card number at the nearest government office

Common Issues

Payment not received despite being a beneficiary

• Ensure your Aadhaar is linked to your bank account (NPCI Aadhaar mapper)
• Check that the bank account is active and in your name
• Visit your nearest gram panchayat or municipal ward office

Name not in beneficiary list

• Visit local panchayat office with your ration card and Aadhaar
• Officers can add / correct your entry in the database during correction windows

Frequently Asked Questions

Can a widow or separated woman apply?

Yes — widows, separated women, and women who are the de facto head of household are eligible. Documents showing family situation will be required.

I work in a factory. Am I eligible?

Private sector employees with family income below ₹2.5 lakh/year are eligible. Only government employees and income taxpayers are excluded.

Is the amount taxable?

No — government financial assistance schemes of this nature are not taxable as income.

When does payment arrive each month?

Payment is typically released in the first week of each month directly to the Aadhaar-linked bank account.

My ration card is in my mother's name. Can I apply separately?

The scheme is per household — typically the woman listed as head on the ration card applies. If you are a separate household, you need a separate ration card first.

Official Links

• Scheme portal: cms.tn.gov.in
• TN government: tn.gov.in
• Local gram panchayat or municipal ward office for in-person help
• Helpline: 044-28592828 (TN government general helpline)