Mukhyamantri Awas Yojana UP — How to Apply & Benefits

Mukhyamantri Awas Yojana (UP) is a state-level housing scheme launched by the Uttar Pradesh government to provide free pucca (permanent) houses to rural families who could not be covered under the Pradhan Mantri Awas Yojana – Gramin (PMAY-G). The scheme targets homeless and kutcha-house-dwelling families in rural UP, ensuring that every family has a dignified roof over their head.

What is Mukhyamantri Awas Yojana UP?

This scheme acts as a supplementary initiative to PMAY-G, covering families that were left out of the central housing scheme. The state government provides financial assistance for construction of pucca houses with basic amenities including a toilet, LPG connection and electricity. Beneficiaries are identified through the Socio-Economic Caste Census (SECC) data and Gram Sabha verification.

Who is Eligible?

• Permanent resident of rural Uttar Pradesh
• Must be houseless or living in a kutcha/dilapidated house
• Must not own a pucca house anywhere in India
• Must not have received housing assistance under PMAY-G or any other government housing scheme
• Priority categories: SC/ST families, minorities, families with disabled members, women-headed households, BPL families
• Family should be identified through SECC data or approved by Gram Sabha
• Must not be an income tax payer
• Must not own a motorised vehicle (four-wheeler) or have a government job (regular)

Benefits

Documents Required

• Aadhaar card of all family members
• Ration card / BPL card
• Bank account passbook (Aadhaar-linked)
• Caste certificate (SC/ST, if applicable)
• Income certificate
• Passport-size photographs
• SECC identification number (if available)
• Land ownership document or Gram Sabha certificate for land allotment
• MGNREGA job card (if available)

Step-by-Step Process

Application/Selection Process

1. Beneficiary identification is done through SECC data by the district/block administration
2. Gram Sabha verification — identified names are presented before the Gram Sabha for approval
3. Priority list is prepared based on housing deprivation parameters (houseless, kutcha house, single room, etc.)
4. Final beneficiary list is approved by the Block Development Officer and District Magistrate
5. Beneficiaries are notified through Gram Pradhan/village secretary
6. Sanction order is issued in the beneficiary's name

Construction and Payment

1. First instalment is released after sanction order (typically ₹25,000–₹40,000)
2. Beneficiary begins construction — geo-tagged photographs are taken at each stage
3. Second instalment is released after foundation/lintel level completion
4. Third instalment after roof completion
5. Final instalment after completion with toilet
6. House completion must happen within 12 months of first instalment
7. Geo-tagging at three stages: foundation, window/lintel, completion

How to Check Beneficiary List

1. Visit the PMAY-G portal at pmayg.nic.in (state scheme data is also reflected here)
2. Click on "Stakeholders" → "IAY/PMAYG Beneficiary"
3. Enter your registration number or search by name
4. Alternatively, check the Awaas Soft MIS reports for your district and block
5. Contact your Gram Pradhan or Block Development Office for the latest state scheme list

Processing Time

• Beneficiary identification: During annual survey/update cycle
• Sanction order: Within 30 days of list approval
• First instalment: Within 7 days of sanction order through DBT
• Total construction timeline: 12 months from first instalment

Important Tips

1. Ensure all family members have Aadhaar linked to the bank account — instalments are released via DBT only
2. Photograph each construction stage with the Awaas App — this triggers the next instalment
3. Include a toilet in your house plan — it's mandatory and you get additional ₹12,000 from SBM
4. Don't use a contractor to claim MGNREGA labour wages — the scheme encourages self-construction with family labour
5. If you were left out of the PMAY-G list, approach your Gram Pradhan to include your name under the state scheme through Gram Sabha resolution

Frequently Asked Questions

What is the difference between PMAY-G and Mukhyamantri Awas Yojana UP?

PMAY-G is a central government scheme with specific SECC-based beneficiary selection. Mukhyamantri Awas Yojana UP is a state-funded supplement for families that were left out of PMAY-G but still need housing support. The benefits and house specifications are similar.

How much money do beneficiaries receive?

Beneficiaries receive approximately ₹1.20 lakh as direct financial assistance for house construction, plus ₹12,000 for toilet construction and MGNREGA wages for labour — totalling around ₹1.50–1.60 lakh.

Can I apply directly for this scheme?

There is no direct application form. Beneficiaries are identified through SECC data and Gram Sabha verification. If you believe you're eligible but not on the list, approach your Gram Pradhan to raise your name in the Gram Sabha.

Is this scheme only for rural areas?

Yes. Mukhyamantri Awas Yojana in UP primarily targets rural families. For urban housing, check the Pradhan Mantri Awas Yojana – Urban (PMAY-U) scheme.

Can women be beneficiaries?

Yes. In fact, the house is preferably registered in the name of the woman of the household. Women-headed households get priority in beneficiary selection.

What happens if construction is not completed within 12 months?

Instalments may be stopped, and the case may be reviewed. Beneficiaries should ensure timely construction and upload geo-tagged photos at each stage to avoid delays.

This guide is for informational purposes only and is not affiliated with any government body. Visit pmayg.nic.in and up.gov.in for official details.