PM Vishwakarma Yojana: Apply for Artisan Benefits

What is PM Vishwakarma Yojana?

PM Vishwakarma is a central government scheme launched on 17 September 2023 to support traditional artisans and craftspeople (Vishwakarmas) working with their hands and tools. The scheme provides end-to-end support through recognition, skill training, toolkit incentive, credit, and market access.

Key benefits:

• PM Vishwakarma Certificate and ID card for recognition
• Free skill training — 5-7 days basic + 15 days advanced training with ₹500/day stipend
• ₹15,000 toolkit incentive (e-voucher for purchasing tools)
• Collateral-free loan — ₹1 lakh (first tranche) + ₹2 lakh (second tranche) = ₹3 lakh total at 5% interest
• 8% interest subvention by Government of India (MoF)
• Marketing support — National Committee for Marketing (NCM), quality certification, branding
• Digital transaction incentive — ₹1 per digital transaction (max ₹100/month)

Budget: ₹13,000 crore over 5 years (2023-2028). Target: 30 lakh artisan families in the first phase.

18 Eligible Trades

Who is Eligible?

• Age: 18 years and above
• Engaged in one of the 18 listed trades as a self-employed worker, working with hands and tools
• Unorganised sector — must not be in formal/organised employment
• Family-based: One member per family (family = husband, wife, and unmarried children)
• Not registered under PM-SVANidhi, MUDRA, or similar schemes (for the same purpose)

Not Eligible

• Government employees or their family members
• People employed in organised/formal sector
• Those who have availed similar benefits under PMEGP, PM-SVANidhi (for same trade)

Documents Required

• Aadhaar card (mandatory)
• Mobile number linked to Aadhaar
• Bank account (in individual name, linked to Aadhaar)
• Ration card (for family identification)
• Passport-size photograph
• Caste certificate (not mandatory — scheme is caste-neutral)
• Trade-related proof — self-declaration of trade practice; verification by Gram Panchayat (rural) or ULB (urban)

How to Apply for PM Vishwakarma Yojana

Online Through CSC (Recommended)

1. Visit your nearest Common Service Centre (CSC)
2. Provide Aadhaar number and verify via biometric/OTP
3. CSC operator registers you on pmvishwakarma.gov.in
4. Fill in trade details — which of the 18 trades you practice
5. Gram Panchayat / ULB verification — local body verifies you are a practicing artisan
6. District Implementation Committee (DIC) approves the application
7. PM Vishwakarma Certificate and ID card issued after approval
8. Enrol for skill training at the designated training centre

Self-Registration on Portal

1. Visit pmvishwakarma.gov.in
2. Click "Register" and enter your mobile number
3. Verify via OTP and complete Aadhaar e-KYC
4. Fill application — personal details, trade, address, bank details
5. Upload photograph and submit
6. Application goes to GP/ULB for verification
7. After approval, you receive the PM Vishwakarma certificate digitally

Verification Process

1. Gram Panchayat (rural) / Urban Local Body (urban) verifies your trade practice
2. District Implementation Committee reviews and approves
3. Certificate and ID card issued digitally
4. Artisan proceeds to next stages — training, toolkit, credit

Benefits in Detail

Skill Training

• Basic Training: 5-7 days at a designated centre (₹500/day stipend)
• Advanced Training: 15 days for skill upgradation (₹500/day stipend)
• Training covers modern techniques, digital literacy, quality standards, and business management

Toolkit Incentive

• ₹15,000 e-voucher for purchasing tools related to your trade
• Credited after completion of skill training
• Purchase from empanelled vendors or specified platforms

Credit (Loan) Support

• Collateral-free — no guarantee or security required
• Second tranche available after repayment/good track record of first tranche
• Loans disbursed through scheduled commercial banks

Marketing Support

• Quality certification and branding support
• Listing on GeM (Government e-Marketplace) and other platforms
• Linkage with ONDC for digital commerce
• Exhibition and trade fair participation support

Fees

Important Tips

1. Register only through official channels — CSC or pmvishwakarma.gov.in. Do not pay any agent or middleman
2. Ensure Aadhaar is linked to your bank account before applying — toolkit incentive and loan are linked to your Aadhaar-seeded account
3. Complete skill training promptly — toolkit incentive is released only after training completion
4. Maintain good repayment of the first loan tranche to qualify for the second tranche of ₹2 lakh
5. The scheme is caste-neutral — any artisan practicing one of the 18 trades can apply regardless of caste or religion

Important Links

• PM Vishwakarma Portal: pmvishwakarma.gov.in
• Find nearest CSC: locator.csc.gov.in
• PM Vishwakarma Helpline: 1800-599-0026 (toll-free)

Related Guides

• Skill India Course Registration — free skill training and certification
• Kisan Credit Card Apply — subsidized credit for farmers
• NREGA Job Card — guaranteed rural employment

FAQs

Is PM Vishwakarma Yojana only for specific castes?

No. PM Vishwakarma is caste-neutral. Any artisan or craftsperson practicing one of the 18 listed traditional trades can apply, regardless of caste, religion, or community. The scheme is trade-based, not caste-based.

How much loan can I get under PM Vishwakarma?

You can get a total of ₹3 lakh in two tranches — ₹1 lakh first and ₹2 lakh after good repayment of the first loan. The interest rate is 5% per annum (government provides 8% interest subvention). No collateral is required.

What is the ₹15,000 toolkit incentive?

After completing skill training, you receive a ₹15,000 e-voucher to purchase tools and equipment related to your trade. This is a grant, not a loan — you don't have to repay it.

Can more than one person from a family apply?

No. Only one member per family can avail benefits under PM Vishwakarma. Family is defined as husband, wife, and unmarried children.

How do I register for PM Vishwakarma?

Visit your nearest Common Service Centre (CSC) with your Aadhaar card. The CSC operator will register you on the PM Vishwakarma portal for free. You can also self-register at pmvishwakarma.gov.in.

What training is provided under the scheme?

Artisans receive 5-7 days of basic training and 15 days of advanced training at designated centres. A daily stipend of ₹500 is provided during training. Training covers modern techniques, digital skills, and quality standards.

Is there any fee for registration or training?

No. Registration, training, certificate, and toolkit incentive are all completely free. Do not pay any middleman or agent. If someone demands money, report it to the helpline at 1800-599-0026.

This guide is for informational purposes only. CitizenNest is not affiliated with the Government of India. For official information, visit pmvishwakarma.gov.in. Information is accurate as of March 2026 — verify details on the official portal before applying.