Property & Legal

How to Pay Property Tax Online in India β€” State-Wise Portal Guide

State-wise guide to pay property tax online in India. Official portal links for Delhi, Mumbai, Bangalore, Chennai, Hyderabad, Kolkata, Pune and more cities.

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Disclaimer: This is an independent informational guide. We are NOT affiliated with any government body. Always verify on official websites.

Why Pay Property Tax Online?

Every property owner in India must pay an annual property tax to their local municipal corporation. While offline payment still exists at ward offices and banks, online payment saves time, avoids queues, and gives you an instant digital receipt. Most major cities now offer dedicated online portals where you can search your property, view outstanding dues, pay via net banking or UPI, and download receipts β€” all in minutes.

If you are new to property tax, read our detailed guide on how property tax works and how it is calculated.

State-Wise Property Tax Online Portals

Below is a consolidated list of official property tax payment portals for major Indian cities and municipalities. Bookmark your city's link for quick access each year.

City / Corporation Portal Name Official URL
Delhi β€” MCD MCD Online Tax mcdonline.nic.in
Mumbai β€” BMC (MCGM) MCGM Property Tax portal.mcgm.gov.in
Bangalore β€” BBMP BBMP Property Tax bbmptax.karnataka.gov.in
Chennai β€” GCC Chennai Corporation chennaicorporation.gov.in
Hyderabad β€” GHMC GHMC Property Tax onlineptax.ghmc.gov.in
Kolkata β€” KMC KMC e-Services www.kmcgov.in
Pune β€” PMC PMC Property Tax propertytax.punecorporation.org
Ahmedabad β€” AMC AMC Property Tax granthalaya.ahmedabadcity.gov.in
Jaipur β€” JMC JMC e-Nagarpalika nagarnigamjaipur.org
Lucknow β€” LMC Lucknow Nagar Nigam lmc.up.nic.in
Patna β€” PMC Patna Nagar Nigam pmc.bihar.gov.in
Bhopal β€” BMC Bhopal MC Smart City bmconline.gov.in
Chandigarh β€” MC MC Chandigarh mcchandigarh.gov.in

Tip: For smaller municipalities and nagar palikas, check your state's urban local body (ULB) portal or search for your municipality name along with "property tax online" on the official state government website.

Step-by-Step: Pay Property Tax Online in Delhi (MCD)

Delhi's Municipal Corporation of Delhi (MCD) uses the unified mcdonline.nic.in portal for all zones.

Step 1 β€” Visit the Portal Go to mcdonline.nic.in and click on "Property Tax" from the main menu.

Step 2 β€” Enter Property ID or Search Enter your Property Unique ID (UPIC) or search by colony name, house number, and ward. If you do not know your property ID, use the "Search Property" option to locate it by owner name or address.

Step 3 β€” View Tax Details The portal displays your property details, annual demand, arrears (if any), and applicable rebates. Verify the information before proceeding.

Step 4 β€” Choose Payment Mode Click "Pay Now" and select your payment method β€” net banking, debit card, credit card, or UPI.

Step 5 β€” Download Receipt After successful payment, download and save the tax receipt PDF. This receipt serves as proof of payment for bank loans, property sale, and legal purposes.

How to Find Your Delhi Property ID (UPIC)

  • Check your previous year's tax receipt
  • Visit the MCD ward office with property documents
  • Search on the MCD portal using your house number and colony name

Step-by-Step: Pay Property Tax Online in Bangalore (BBMP)

The Bruhat Bengaluru Mahanagara Palike (BBMP) offers a well-designed property tax portal.

Step 1 β€” Visit BBMP Tax Portal Go to bbmptax.karnataka.gov.in.

Step 2 β€” Enter SAS Application Number or PID Enter your SAS Application Number or Property Identification Number (PID). You can also search using your owner name and zone.

Step 3 β€” Review Tax Computation The system automatically computes your tax based on the zone, built-up area, usage type, and applicable cess. Review the breakup carefully.

Step 4 β€” Pay Online Click "Proceed to Pay" and choose your payment option. BBMP accepts net banking, credit/debit cards, and UPI.

Step 5 β€” Download Receipt Save the payment receipt. BBMP also sends a confirmation to your registered mobile number.

How to Find Your Bangalore Property ID (PID)

  • Check your khata certificate or previous tax receipt
  • Visit bbmptax.karnataka.gov.in and use the "Know Your Property" search
  • Contact your local BBMP ward office (ARO – Assistant Revenue Officer)

Step-by-Step: Pay Property Tax Online in Mumbai (BMC / MCGM)

Mumbai's Brihanmumbai Municipal Corporation (BMC) manages property tax through the MCGM portal.

Step 1 β€” Go to MCGM Portal Visit portal.mcgm.gov.in and select "Property Tax" from the services menu.

Step 2 β€” Enter Account Number Enter your property account number (found on your previous bill or assessment notice). You can search by owner name and ward if needed.

Step 3 β€” Check Outstanding Dues The portal shows the current year's tax, any arrears, and applicable early payment rebates.

Step 4 β€” Make Payment Select "Pay Tax", choose your payment mode (net banking, UPI, card), and complete the transaction.

Step 5 β€” Save Receipt Download the e-receipt immediately. You can also re-download it later by logging into the portal.

How to Find Your Mumbai Property Account Number

  • Check your old property tax bill or receipt
  • Search on the MCGM portal using your name and ward number
  • Visit your local BMC ward office with sale deed or index-II document

How to Find Your Property Tax ID β€” General Tips

If you have recently bought a property or never paid tax before, finding your property tax ID can seem confusing. Here are some universal methods:

  • Previous tax receipts β€” The property ID or account number is printed on every receipt
  • Sale deed / registration document β€” Often contains the survey or property number
  • Online portal search β€” Most city portals allow searching by owner name, address, or ward
  • Khata / mutation records β€” Your khata extract (Karnataka) or mutation entry (other states) lists the property number
  • Ward office visit β€” Carry your sale deed and ID proof; the revenue officer can look up your property
  • Land records portals β€” Cross-reference with state land records (Bhulekh) portals for survey numbers

Early Payment Rebates and Deadlines

Many municipal corporations offer early-bird rebates to encourage timely payment. Here are common rebate periods:

City Rebate Deadline
Delhi (MCD) Up to 15% on advance payment Varies annually β€” typically before June 30
Mumbai (BMC) Up to 5% on full-year payment Before the end of the first quarter
Bangalore (BBMP) 5% rebate on full payment Usually before April 30
Hyderabad (GHMC) 5% rebate on early payment Before April 30
Chennai (GCC) Varies by zone Before the deadline set by GCC each year
Pune (PMC) Up to 10% early payment discount Before June 30

Important: Rebate percentages and deadlines change every year. Always check your city portal for the current financial year's notification before paying. Late payment attracts a penalty of 1–2% per month in most cities.

Downloading Your Property Tax Receipt

After successful online payment, every portal generates a downloadable receipt. Keep these tips in mind:

  • Download immediately after payment β€” save as PDF on your phone or computer
  • Re-download anytime by logging into the portal with your property ID and payment reference number
  • Digital receipts are legally valid for property transactions, home loan applications, and address proof
  • Keep receipts for at least 7 years for tax and legal documentation purposes

If you face issues downloading, check for browser compatibility (some portals work best on Chrome or Firefox) or try during non-peak hours.

Common Issues and Troubleshooting

  • Portal not loading β€” Government portals may be slow during peak periods (March–April). Try early morning or late evening.
  • Payment deducted but no receipt β€” Wait 24–48 hours and check "Payment History" on the portal. If not reflected, contact the helpdesk with your transaction reference.
  • Wrong property details shown β€” File a correction request (mutation or assessment correction) at your local ward office. Do not pay against incorrect details.
  • Property not found on portal β€” Your property may be newly registered and not yet in the municipal database. Visit the ward office with your property registration documents to get it added.

FAQ β€” Frequently Asked Questions

What is a property tax unique ID, and where can I find it?

A property tax unique ID (also called UPIC, PID, account number, or assessment number) is a code assigned by your municipal corporation to identify your property. It is printed on your property tax bill, previous payment receipt, and khata or mutation certificate. You can also search for it on your city's property tax portal using your name and address.

Can I pay property tax for previous years online?

Yes, most city portals allow you to pay arrears for previous years along with the current year's tax. The portal automatically calculates any interest or penalty on overdue amounts. Check the "Outstanding Dues" or "Arrears" section on your city's portal.

What payment methods are accepted for online property tax?

Most municipal portals accept net banking, debit cards, credit cards, and UPI. Some cities also support wallet payments. Payment gateways are typically powered by banks like SBI, HDFC, or ICICI, and charges (if any) are shown before you confirm.

Is the online property tax receipt valid as address proof?

Yes, property tax receipts issued by municipal corporations are widely accepted as address proof for bank accounts, passport applications, Aadhaar updates, and other official purposes. The digital receipt downloaded from the official portal carries the same validity as a physical receipt.

What happens if I miss the property tax deadline?

If you miss the due date, a late payment penalty (typically 1–2% per month) is added to your outstanding amount. Continued non-payment can lead to a lien on your property, legal notices, and in extreme cases, attachment and auction by the municipal corporation. It is always advisable to pay on time or as early as possible.

Can tenants pay property tax on behalf of the owner?

Yes, tenants can pay property tax using the property ID or account number. However, the tax receipt will be generated in the property owner's name. Some portals allow adding a payer's name separately. The legal liability for property tax always remains with the owner.