UP Janani Suraksha Yojana — Cash for Institutional Delivery

What is Janani Suraksha Yojana (JSY) in Uttar Pradesh?

Janani Suraksha Yojana (JSY) is a national scheme under the National Health Mission (NHM) that promotes safe institutional delivery by giving cash assistance to pregnant women who deliver at government hospitals. In Uttar Pradesh:

• ₹1,400 for BPL women in rural areas
• ₹1,000 for BPL women in urban areas
• ASHA worker also gets ₹300 (rural) / ₹200 (urban) for motivating and accompanying the mother

UP is a Low Performing State (LPS) under JSY — meaning there is no income limit and all pregnant women who deliver at government hospitals can receive the benefit.

Key Benefits

Additionally, under PM Matru Vandana Yojana (PMMVY), mothers get ₹5,000 for the first child — this is a separate benefit. Both can be claimed together.

Who is Eligible?

In Uttar Pradesh (Low Performing State), ALL pregnant women are eligible if:

• They deliver at a government health facility (PHC, CHC, District Hospital, Medical College)
• OR they deliver at an accredited private health facility (in some cases)

Additional for maximum benefit:

• BPL family (get priority)
• Age 19 years or above
• Registered pregnancy during ANC (Antenatal Care) period

Important: Even above-BPL women in UP can receive JSY if they deliver at government facilities. The scheme is universalized in UP.

Documents Required

1. Aadhaar Card — mother's
2. MCH card (Mother Child Health card) — issued during ANC registration
3. BPL ration card — for BPL priority
4. Bank passbook — in the mother's name (Aadhaar-linked)
5. Delivery certificate — from the hospital
6. Photograph

How to Get the JSY Benefit

Before Delivery

1. Register your pregnancy with the ASHA worker in your village or the nearest Anganwadi/Sub-Health Centre as early as possible (ideally within 12 weeks of pregnancy)
2. Get your MCH card issued — it tracks all antenatal check-ups
3. Open a bank account if you don't have one (Aadhaar-linked)

At Delivery

1. Go to the government hospital for delivery
2. The ASHA worker accompanies you (she gets her incentive only if she accompanies)
3. Inform the hospital that you want JSY benefit — the ANM/staff nurse fills the JSY form

After Delivery

1. The hospital (ANM/PHC) submits your JSY application with delivery record
2. Cash is deposited to your bank account via DBT — typically within 7–30 days of delivery

Frequently Asked Questions

1. I had a C-section at a government hospital. Am I eligible for JSY?

Yes. Institutional delivery — whether normal or C-section — at a government hospital qualifies for JSY benefit.

2. My delivery happened at a private hospital. Can I still get JSY?

Only if the private hospital is JSY-empanelled (accredited under NHM). Most private hospitals are not accredited. Government hospital delivery is the reliable path.

3. I am in my second pregnancy. Am I still eligible?

In Uttar Pradesh, JSY is applicable for any number of pregnancies — there is no restriction to first or second child (unlike PMMVY which is first-child only at the central level).

4. My ASHA worker didn't accompany me to the hospital. Will I still get JSY?

Yes, you will still get the JSY benefit as the mother. The ASHA worker loses her incentive for not accompanying, but your benefit is not affected.

5. I received no money even after 2 months of delivery. What should I do?

Check with the hospital's ANM or the PHC. Often the issue is Aadhaar not linked to bank. If bank details are correct, file a complaint with the District CMO or the NHM district office.

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