Gramin Awas Yojana Bihar (PMAY-G): Apply Online for Rural Housing Scheme

Pradhan Mantri Awas Yojana – Gramin (PMAY-G), also known as Gramin Awas Yojana, provides financial assistance to rural families in Bihar for building pucca houses. Under this scheme, beneficiaries in plain areas receive ₹1.20 lakh and those in hilly/difficult areas receive ₹1.30 lakh for house construction. Additionally, 90/95 person-days of unskilled labour are provided under MGNREGA.

What is Gramin Awas Yojana?

PMAY-G is a centrally sponsored scheme with cost sharing between the central and state government (60:40 ratio in plain areas). It aims to provide "Housing for All" by constructing pucca houses with basic amenities for rural families who are either houseless or living in kutcha/dilapidated houses. Bihar is one of the largest beneficiary states under this scheme.

Financial Assistance

The total assistance including MGNREGA wages and toilet can amount to approximately ₹1.50-1.60 lakh.

Who is Eligible?

Beneficiaries are selected from the Socio-Economic Caste Census (SECC) 2011 data. The selection criteria include:

• Houseless families — those without any house
• Families living in kutcha houses — houses with kutcha walls and roof
• Families with dilapidated houses — houses in poor structural condition
• Must be a rural resident (rural areas of Bihar)
• Must not have a pucca house in any family member's name
• Must not be a government employee or income tax payer
• Must not own a motorised vehicle (four-wheeler)

Priority Groups

• SC/ST households
• Minorities
• Families headed by women
• Disabled persons
• Ex-servicemen

Documents Required

• Aadhaar card of all family members
• SECC data — name should appear in the SECC 2011 list
• Bank account passbook linked with Aadhaar
• Photograph of the applicant
• Land documents (if available) — even a small piece of land is sufficient
• MGNREGA job card (if available)
• BPL card / ration card

Step-by-Step Application Process

How Beneficiaries Are Selected

Unlike many schemes, PMAY-G beneficiaries are not selected through individual applications. The process is:

1. SECC 2011 Data: Government identifies eligible families from the SECC census data
2. Gram Sabha Verification: The list is verified and prioritised in the Gram Sabha (village meeting)
3. Permanent Wait List: Approved names are placed on the Permanent Wait List (PWL)
4. Annual Selection: Each year, beneficiaries are selected from the PWL based on priority
5. Sanction Order: Selected beneficiaries receive a sanction order from the Block Development Officer

After Selection

1. Beneficiary receives sanction letter with details of assistance
2. First instalment is released for foundation and plinth work
3. Use the AwasSoft app to upload geotagged photos at each construction stage
4. Second instalment is released after verification of construction progress
5. Third instalment is released upon roof completion
6. Final inspection is done by the concerned authority

How to Check Your Name in the List

1. Visit pmayg.nic.in
2. Click on "Stakeholders" → "IAY/PMAYG Beneficiary"
3. Search by your Registration Number or go to "Advanced Search"
4. Select State: Bihar, then District, Block, and Panchayat
5. Check if your name appears in the beneficiary list

How to Register a Grievance

If you believe you are eligible but your name is not in the list:

1. Visit pmayg.nic.in and click on "Grievance"
2. Or approach the Block Development Officer (BDO)
3. Or contact the District Magistrate's office

Fees

There are no fees for PMAY-G. The scheme is fully government-funded.

Processing Time

• Selection from PWL: Depends on government allocation each year
• First instalment: Within 1 month of sanction
• House completion deadline: 12 months from sanction date
• Total construction with all instalments: 12-18 months

Important Tips

1. Link Aadhaar to bank account — all payments are through DBT via Aadhaar-linked accounts
2. Download AwasSoft app from Play Store — you'll need it to upload construction progress photos
3. Complete construction within 12 months — delays may lead to cancellation
4. Don't pay middlemen — the scheme is free. Report corruption to the District Magistrate
5. Attend Gram Sabha meetings — this is where beneficiary lists are verified and approved

Frequently Asked Questions

Q1: Can I apply directly for PMAY-G?

No, beneficiaries are selected from the SECC 2011 data verified by the Gram Sabha. You cannot submit an individual application. If eligible, your name should appear in the Permanent Wait List.

Q2: How much money do I get in total?

In Bihar's plain areas, you receive ₹1,20,000 for house construction plus ₹12,000 for toilet (under Swachh Bharat Mission) and 90 days of MGNREGA wages.

Q3: Can I use the money for renovation?

No, PMAY-G is for new house construction only, not for renovation or repair of existing houses.

Q4: What is the minimum house size?

The minimum house size under PMAY-G is 25 square metres (approximately 269 sq ft) with a dedicated cooking space.

Q5: What if my name is in SECC but not in the PMAY-G list?

Raise the issue in the Gram Sabha meeting. You can also file a grievance on pmayg.nic.in or approach the BDO.

Q6: Is land ownership mandatory?

You need a piece of land to build the house. If you don't own land, the government may provide a homestead plot under the scheme.

Q7: Can urban residents apply?

No, PMAY-G is only for rural areas. For urban housing, see the Pradhan Mantri Awas Yojana – Urban (PMAY-U).

Disclaimer: This guide is for informational purposes only. CitizenNest is an independent platform and is not affiliated with any government body. Visit pmayg.nic.in for official information.

Related: See our Aadhaar Card guide for bank-Aadhaar linking.