Majhi Kanya Bhagyashree Yojana — Maharashtra Girl Child Scheme Guide – How to Apply & Benefits

What is Majhi Kanya Bhagyashree Yojana?

Majhi Kanya Bhagyashree Yojana is a scheme by the Government of Maharashtra to encourage families to have girl children and to promote the welfare and education of daughters. Launched in 2016, the scheme provides financial assistance to families with one or two daughters, conditional on the parent undergoing sterilization (family planning operation).

The scheme aims to:

• Improve the sex ratio in Maharashtra
• Discourage sex-selective practices
• Promote girl child education
• Empower families with financial support for daughters

Benefits

For one girl child (after family planning operation):

• ₹50,000 deposited in the girl's bank account (fixed deposit or sukanya samriddhi)
• Amount matures when the girl turns 18

For two girl children (after family planning operation):

• ₹25,000 each deposited for both daughters
• Amount matures when each girl turns 18

Additionally, the girl and her mother get free health insurance under the scheme.

Who is Eligible?

• Maharashtra domicile families
• Family must have one or two girl children only
• One of the parents must have undergone family planning operation (sterilization) after the birth of the girl child
• Family annual income must be ₹7.5 lakh or less (revised upward from earlier ₹1 lakh limit)
• The girl child must be born on or after the scheme launch date
• Must open a bank account in the girl's name (or joint with mother)

Documents Required

• Birth certificate of the girl child
• Aadhaar card of parents
• Family planning operation certificate from government hospital
• Income certificate (annual income ≤ ₹7.5 lakh)
• Domicile certificate of Maharashtra
• Ration card
• Bank account details (girl's or mother-daughter joint account)
• Passport-size photographs

How to Apply — Step-by-Step

Online Application

1. Visit the Maharashtra Women and Child Development Department portal
2. Register with mobile number and basic details
3. Select Majhi Kanya Bhagyashree Yojana
4. Fill the application with girl child details, family planning certificate, income, bank details
5. Upload all required documents
6. Submit and note the application number
7. Track status on the portal

Offline Application

1. Visit the nearest Anganwadi centre, Gram Panchayat, or Municipal office
2. Collect the Majhi Kanya Bhagyashree application form
3. Fill the form and attach all document copies
4. Submit to the Anganwadi Sevika or concerned officer
5. Collect acknowledgement
6. Follow up for verification and approval

Processing Time

• Application verification: 1-2 months
• Fixed deposit/account creation: 2-3 months after approval
• Maturity: When the girl turns 18 years

Fees

No fees. The entire scheme is free of cost.

Important Tips

1. Get family planning certificate — This is mandatory; without it, the application will be rejected
2. Open bank account early — A Sukanya Samriddhi account is recommended for tax benefits. See our Sukanya Samriddhi guide if available
3. Income limit revised — The income ceiling was raised to ₹7.5 lakh; many more families now qualify
4. Keep documents safe — You'll need the FD receipt and bank passbook when the girl turns 18
5. Don't confuse with Lek Ladki — This is a separate scheme. See our Lek Ladki Yojana guide for comparison

Frequently Asked Questions

Q1. Is family planning operation mandatory?

Yes. One parent must undergo sterilization after the birth of the girl child. The operation certificate is a mandatory document.

Q2. Can I avail both Majhi Kanya Bhagyashree and Lek Ladki Yojana?

These are separate schemes with different eligibility. If you meet both criteria, you may apply for both, but check the latest government notification for any overlap restrictions.

Q3. What if I have one son and one daughter?

The scheme is for families with only girl children. If you have a son and a daughter, you are not eligible.

Q4. Can the girl withdraw money before 18?

No. The deposited amount matures only when the girl turns 18. Early withdrawal is not permitted.

Q5. What is the income limit?

The family annual income must not exceed ₹7.5 lakh (revised from the earlier ₹1 lakh limit).

Q6. Does the girl get health insurance too?

Yes. The girl and her mother receive free health insurance coverage under the scheme.

Disclaimer: This guide is for informational purposes only. CitizenNest is not affiliated with the Government of Maharashtra. Verify details on the official portal.