Chhattisgarh Mahtari Vandana Yojana — How to Apply & Benefits

What is Mahtari Vandana Yojana?

Mahtari Vandana Yojana is a flagship women's welfare scheme launched by the Government of Chhattisgarh that provides a monthly financial assistance of ₹1,000 to married women of the state. The scheme aims to promote women's economic empowerment, improve their health and nutrition status, and ensure financial independence.

Under this scheme, ₹12,000 per year (₹1,000 per month) is transferred directly to the bank accounts of eligible married women through Direct Benefit Transfer (DBT). The scheme covers married women including widows and divorced women.

Disclaimer: CitizenNest is an independent informational platform and is not affiliated with the Government of Chhattisgarh or any government body.

Who is Eligible?

• Married women who are permanent residents of Chhattisgarh
• Widows and divorced/separated women are also eligible
• Age: Must be 21 years or above and up to 60 years
• Income limit: No strict income ceiling — scheme is broadly targeted at all married women, though priority is given to economically weaker sections
• Must have a valid Aadhaar card linked to bank account
• Must not be an income tax payer (the woman herself should not be filing income tax returns)
• Must not hold a government job (the woman should not be a government employee or pensioner)

Documents Required

Mandatory Documents

• Aadhaar Card (see our Aadhaar guide)
• Marriage certificate or marriage proof (ration card with husband's name, voter ID, etc.)
• Bank account passbook — account must be in the woman's name and linked to Aadhaar
• Residence proof — voter ID, ration card, or electricity bill showing Chhattisgarh address
• Passport-size photograph
• Mobile number linked to Aadhaar

Additional Documents (if applicable)

• Death certificate of husband (for widows)
• Divorce decree/separation proof (for divorced/separated women)
• Age proof — birth certificate or Aadhaar (for age verification)

Step-by-Step Application Process

Online Process

1. Visit the official portal at mahtarivandan.cgstate.gov.in
2. Click on "Apply Online" or "New Registration"
3. Enter your Aadhaar number and verify via OTP
4. Fill the application form — name, husband's name, date of birth, address, marital status
5. Enter bank account details — account number, IFSC code (must be Aadhaar-linked)
6. Upload required documents — marriage certificate, photo, residence proof
7. Review and submit the application
8. Note the application reference number for tracking
9. Application verified by the local Anganwadi worker/supervisor and block-level officials
10. Monthly allowance starts after approval — ₹1,000 credited on the 10th of each month

Offline Process

1. Visit your nearest Anganwadi Centre, Gram Panchayat office, or CSC
2. Collect the Mahtari Vandana application form
3. Fill the form with personal details, marital status, and bank information
4. Attach photocopies of Aadhaar, marriage certificate, bank passbook, and photo
5. Submit the form at the Anganwadi Centre or Gram Panchayat
6. Get acknowledgement receipt with reference number
7. Verification by Anganwadi worker and block officials at the local level
8. Monthly payment starts after successful verification

Camp-Based Registration

The government also organizes special registration camps at the ward/village level. Check with your local Anganwadi worker or Gram Panchayat for camp dates in your area.

Fees

Processing Time

• Application verification: 15–30 days
• First payment: Within 1–2 months after approval
• Monthly payment schedule: 10th of every month via DBT

Benefits Summary

Important Tips

1. Link your Aadhaar to your bank account — this is mandatory for receiving the monthly allowance via DBT (see our Aadhaar linking guide)
2. Open a bank account in your own name if you don't have one — Jan Dhan accounts are accepted and can be opened for free at any bank
3. Keep your mobile number active — OTP verification and payment notifications are sent to your registered mobile
4. Contact your Anganwadi worker for help — they assist with form filling and can guide you through the application process
5. Update your details if you move, change bank accounts, or if your marital status changes

Frequently Asked Questions

Q1. How much money do women get under Mahtari Vandana Yojana?

Eligible women receive ₹1,000 per month (₹12,000 per year) directly in their bank account via DBT.

Q2. Are unmarried women eligible for the scheme?

No, the scheme is specifically for married women, including widows and divorced/separated women. Unmarried women are not currently eligible.

Q3. Is there an income limit for the scheme?

There is no strict income ceiling, but the woman herself should not be an income tax payer and should not hold a government job. The scheme broadly targets all married women of Chhattisgarh.

Q4. Can widows and divorced women apply?

Yes, widows (with husband's death certificate) and divorced/separated women (with legal proof) are eligible for the scheme.

Q5. How do I check if my payment has been credited?

Check your bank account statement or passbook. You can also track your payment status on the official portal using your application number or Aadhaar.

Q6. What if my application is rejected?

Common reasons include incorrect Aadhaar details, bank account not linked to Aadhaar, or missing marriage proof. Correct the issues and re-apply, or visit your local Anganwadi centre for assistance.

Q7. Do I need to re-apply every year?

No, once approved, the monthly payment continues automatically as long as you remain eligible. However, you should update your details if there are any changes.

Last updated: February 2026. Information is based on officially available data. Always verify current details on the Mahtari Vandana portal before applying.