Change Mobile Number in Aadhaar, PAN, Bank, SIM: Complete Guide

Changed your phone number? You need to update it across all government IDs, bank accounts, and digital services. Missing even one can lock you out of OTP-based authentication. This guide covers how to update your mobile number in Aadhaar, PAN, bank accounts, SIM, and UPI — step by step.

Why Update Your Mobile Number Everywhere?

• OTPs for Aadhaar authentication, banking, and tax filing go to your registered number
• Inactive numbers get recycled by telecom operators after 90 days
• Mismatched numbers can block e-KYC, loan applications, and digital signatures

1. Change Mobile Number in Aadhaar

Your Aadhaar mobile number can only be updated at an Aadhaar enrolment centre — not online.

Process

1. Visit the nearest Aadhaar enrolment/update centre (find one at uidai.gov.in)
2. Fill the Aadhaar Update/Correction Form
3. Provide biometric authentication (fingerprint or iris scan)
4. Give your new mobile number
5. Receive an acknowledgement slip with URN
6. Update reflects in 3-10 working days

Details

• Fee: ₹50
• Documents required: None — only biometric verification
• Processing time: 3-10 working days
• Track status: myaadhaar.uidai.gov.in

For details on Aadhaar update charges, see our fee guide.

2. Change Mobile Number in PAN Card

Update your mobile number linked to PAN through NSDL or the Income Tax portal.

Method 1: Through Income Tax e-Filing Portal

1. Visit incometax.gov.in
2. Log in with your PAN and password
3. Go to Profile Settings → My Profile
4. Click Edit next to mobile number
5. Enter new mobile number
6. Verify with OTP sent to the new number
7. Changes reflect immediately

Method 2: Through NSDL (for PAN database update)

1. Visit NSDL PAN portal
2. Select "Changes or Correction in existing PAN Data"
3. Fill the form with your new mobile number
4. Submit with identity/address proof
5. Fee: ₹107 (₹1,017 for addresses outside India)

Details

• Fee: Free on e-Filing portal; ₹107 via NSDL
• Processing time: Immediate on e-Filing; 15-20 days via NSDL

3. Change Mobile Number in Bank Accounts

SBI (State Bank of India)

Online (SBI YONO/Net Banking):

1. Log in to YONO or SBI Net Banking
2. Go to My Accounts → Profile → Update Mobile Number
3. OTP will be sent to the old registered number
4. If old number is inactive, visit the branch

Offline (Branch Visit):

1. Visit your SBI home branch
2. Fill the mobile number change request form
3. Carry your passbook, PAN card, and Aadhaar
4. New number gets activated in 1-2 working days

HDFC Bank

Online (HDFC Net Banking):

1. Log in to HDFC Net Banking
2. Go to Update Contact Details
3. Enter new mobile number
4. Verify with OTP on old number

Offline (Branch Visit):

1. Visit any HDFC branch
2. Fill the Customer Updation Form
3. Carry your debit card, PAN, and Aadhaar
4. Activation in 2-3 working days

Other Banks (General Process)

• Most banks allow mobile number change via net banking if old number is active
• If old number is inactive, branch visit is mandatory
• Carry: Account passbook/statement, PAN card, Aadhaar card
• Some banks accept requests via their customer care (with account verification)

4. SIM Card Swap (Change Number on Same SIM / Port Number)

Get a New SIM with New Number

1. Visit the telecom operator's store (Jio, Airtel, Vi, BSNL)
2. Carry Aadhaar card for e-KYC
3. Choose a new number or get one assigned
4. SIM activates within 2-4 hours after e-KYC

Port Your Number to a New Operator (MNP)

1. Send SMS: PORT <your 10-digit number> to 1900
2. You'll receive a Unique Porting Code (UPC) valid for 4 days
3. Visit the new operator's store with UPC and Aadhaar
4. Fill the porting form and get a new SIM
5. Porting completes in 3-5 working days (7 days for J&K/NE)

SIM Swap (Same Number, New SIM)

1. Visit the operator's store with Aadhaar
2. Request a SIM swap/replacement
3. Old SIM gets deactivated
4. New SIM activates with the same number in 2-4 hours
5. Fee: Usually free or ₹20-50 depending on operator

5. Update Mobile Number in UPI Apps

After changing your SIM/number, update your UPI registration:

Google Pay

1. Open Google Pay
2. The app will detect the new SIM
3. Go to Settings → Phone number
4. Verify the new number via SMS
5. Re-link your bank accounts

PhonePe

1. Open PhonePe
2. Go to My Account → Edit Profile
3. Update mobile number
4. Verify via SMS from the new SIM
5. Re-link bank accounts if needed

Paytm

1. Open Paytm
2. You may need to log in with the new number
3. If old account is linked, contact Paytm support to migrate
4. Re-register UPI with new number

BHIM App

1. Uninstall and reinstall BHIM
2. Register with the new mobile number
3. The number must match your bank-registered mobile
4. Set a new UPI PIN

Important: Your bank-registered mobile number and UPI-registered number must match. Update your bank first, then re-register UPI.

Recommended Update Order

Follow this sequence to avoid OTP issues:

1. SIM/New Number — Get your new number active first
2. Bank Accounts — Update mobile in all bank accounts
3. Aadhaar — Visit the enrolment centre
4. PAN — Update via Income Tax portal
5. UPI Apps — Re-register after bank update
6. Other services — Insurance, mutual funds, Fastag, etc.

Important Tips

1. Update banks before UPI — UPI requires your bank-registered number to match
2. Don't discard old SIM immediately — Keep it active until all services are migrated (some banks send OTP to old number)
3. Note down all linked services — Make a list before porting or changing your number
4. TRAI helpline — For porting issues, call TRAI at 1800-11-1950
5. Update insurance and investments too — LIC, mutual funds, Demat accounts also need mobile updates

FAQs

Can I change my Aadhaar mobile number online?

No. Aadhaar mobile number update can only be done by visiting an Aadhaar enrolment centre in person. You need biometric verification (fingerprint or iris).

How long does mobile number update take in Aadhaar?

It typically takes 3-10 working days. You can track the status using your URN at myaadhaar.uidai.gov.in.

Is there a fee to change mobile number in bank accounts?

Most banks do not charge for mobile number updates. However, if done via branch visit, some banks may charge a nominal service fee.

What happens if my old number is already deactivated?

If your old number is inactive, you'll need to visit the respective service provider (bank branch, Aadhaar centre, etc.) in person with identity documents. Online updates won't work without OTP on the old number.

Can I use the same UPI ID with a new mobile number?

You'll need to re-register UPI with your new number. Your old UPI ID may become unavailable. Create a new UPI ID after updating your bank-registered mobile number.

How do I update mobile number in mutual funds and Demat?

For mutual funds, update via the AMC website or visit a CAMS/KFintech centre. For Demat accounts, log in to your broker (Zerodha, Groww, etc.) and update under profile settings, or submit a request via email.

Disclaimer: CitizenNest is an independent platform and is not affiliated with any government body, bank, or telecom operator. Verify current processes at official websites before proceeding.