PM Matru Vandana Yojana (PMMVY) — ₹11,000 Maternity Benefit, How to Apply

What is PM Matru Vandana Yojana (PMMVY)?

Pradhan Mantri Matru Vandana Yojana (formerly Indira Gandhi Matritva Sahyog Yojana) is a maternity benefit programme by the Government of India launched in 2017. It provides cash incentive of ₹11,000 (enhanced from ₹5,000 under PMMVY 2.0 from 2024) to pregnant women and lactating mothers to compensate for wage loss, ensure proper nutrition, and promote institutional delivery.

Key Change (PMMVY 2.0): From 2024, the benefit has been enhanced to ₹11,000 for the second child (if the child is a girl), in addition to ₹5,000 for the first child.

Who is Eligible?

For First Living Child — ₹5,000

• All pregnant women and lactating mothers for their first living child
• Must be 19 years of age or above
• Registration must be done within 150 days of last menstrual period (LMP)
• Government/PSU employees and those availing similar benefits under other schemes are not eligible

For Second Child (Girl) — ₹6,000 Additional

• Second child must be a girl child
• Total benefit: ₹5,000 (first child) + ₹6,000 (second girl child) = ₹11,000

Instalment Schedule

First Child (₹5,000)

Second Child — Girl (₹6,000)

Note: Under the Janani Suraksha Yojana (JSY), an additional ₹1,400 is available for institutional delivery, bringing the total benefit close to ₹6,400 for the first child.

Documents Required

For Registration (1st Instalment)

• Aadhaar Card of the beneficiary (mother)
• Aadhaar Card of husband/family member
• Bank account passbook (Aadhaar-linked, in mother's name)
• MCP Card (Mother and Child Protection Card) from Anganwadi/health centre
• LMP date certificate from ANM/doctor
• Mobile number

For 2nd Instalment

• Institutional delivery proof (hospital discharge slip)
• Child's birth certificate
• Child vaccination record (first cycle completed)

For Second Girl Child Benefit

• Birth certificate of second child (girl)
• First child's birth certificate (to verify birth order)
• Self-declaration form

How to Apply — Step-by-Step

Through Anganwadi Centre (Most Common)

Step 1: Visit Your Anganwadi

• Go to the nearest Anganwadi centre or health sub-centre
• Inform the Anganwadi Worker (AWW) or ASHA worker about your pregnancy
• They will help you register

Step 2: Fill Application Form

• The AWW/ASHA fills the PMMVY form (Form 1A for 1st instalment)
• Provide all documents (Aadhaar, bank details, MCP card)
• Sign or provide thumb impression

Step 3: Verification

• Block/District Programme Officer verifies the application
• Details are entered in the PMMVY-CAS (Common Application Software)

Step 4: Receive Benefit

• Amount is directly transferred to your bank account via DBT
• You receive an SMS notification

Online Application

Step 1: Visit Portal

Go to pmmvy.wcd.gov.in

Step 2: Register

• Click "Beneficiary Login"
• Register with your mobile number
• Verify via OTP

Step 3: Fill Details

• Enter personal details, pregnancy details, bank account
• Upload Aadhaar and other documents
• Submit the application

Step 4: Track Status

• Log in to the portal to track your application status
• You can also call the PMMVY helpline

Processing Time

• Application to 1st instalment: 30-45 days after verification
• 2nd instalment: 30-45 days after submitting delivery/birth documents
• Second girl child benefit: 30-45 days after birth registration submission

Important Tips

1. Register early — you must register within 150 days of your last menstrual period. Don't delay.
2. Get MCP card first — register at your nearest Anganwadi or PHC to get the Mother and Child Protection Card.
3. Ensure Aadhaar-linked bank account — benefits are transferred only to Aadhaar-linked accounts in the mother's name.
4. Complete vaccinations — the second instalment requires proof of child's first vaccination cycle.
5. ASHA/AWW are your helpers — don't hesitate to ask your local ASHA or Anganwadi worker for assistance with forms and documents.

Frequently Asked Questions (FAQs)

Q1: Is PMMVY available for the third child?

No. PMMVY is available only for the first child and second child (if girl). Third and subsequent pregnancies are not covered.

Q2: Can government employees apply?

No. Women who are government employees, PSU employees, or those receiving maternity benefits under any other law are not eligible for PMMVY.

Q3: What if I had a miscarriage?

If you received the 1st instalment and subsequently had a miscarriage, you can apply again for a future pregnancy. The earlier benefit is not counted against your eligibility.

Q4: Is there an income limit?

No. There is no income limit for PMMVY. All pregnant women (except government employees and those covered under other maternity benefit schemes) are eligible.

Q5: Can I get the benefit if I deliver at home?

For the 1st instalment, home delivery or institutional delivery — both are fine (it's for registration). However, the 2nd instalment requires institutional delivery (hospital/health centre).

Q6: What if I don't have an Aadhaar card?

Aadhaar is required for DBT. If you don't have Aadhaar, apply for one immediately at your nearest enrolment centre. See our Aadhaar guide. Some states may accept alternative ID temporarily.

Q7: Can unmarried mothers apply?

Yes. PMMVY does not require marriage certificate. Unmarried mothers, single mothers, and widows are all eligible.

This guide is for informational purposes only. CitizenNest is an independent platform and is not affiliated with the Government of India. Verify details at pmmvy.wcd.gov.in.