PM Matru Vandana Yojana — ₹5,000 Maternity Benefit

What is PM Matru Vandana Yojana?

Pradhan Mantri Matru Vandana Yojana (PMMVY) is a maternity benefit programme launched by the Ministry of Women and Child Development. It provides ₹5,000 in cash directly to a pregnant woman's bank account for the first child in three installments to encourage proper nutrition and health checkups during pregnancy.

From 2022, the scheme was expanded to also provide ₹6,000 for the second child (if it is a girl).

Key features:

• ₹5,000 for the first live birth (in 3 installments)
• ₹6,000 for the second child if it is a girl baby
• No income limit for the first child
• Payment via DBT directly to mother's Aadhaar-linked bank account
• Applies to all working and non-working women

Who is Eligible?

For ₹5,000 (First Child):

• Pregnant women carrying their first child
• Age 19 years or above at the time of pregnancy
• Not employed in any public sector institution (central/state government salaried employees who get maternity benefit are excluded)
• Must register early in pregnancy (preferably within first trimester)

For ₹6,000 (Second Child — Girl):

• Applicable if the second live birth is a girl child
• Amount paid as a lump sum after childbirth

Installment Structure — First Child

How to Apply — Step by Step

Method 1: Via Anganwadi Centre (Recommended)

1. Visit your nearest Anganwadi Centre (AWC) as early as possible after confirming pregnancy (ideally in the 1st trimester)
2. Carry your Aadhaar card and MCP (Mother and Child Protection) card
3. The Anganwadi Worker (AWW) will register you in the PMMVY portal
4. You'll receive an application ID
5. Each subsequent installment is triggered when you complete the required checkup/condition and report back to the Anganwadi

Method 2: Online at pmmvy.wcd.gov.in

1. Go to pmmvy.wcd.gov.in
2. Click "Beneficiary Registration"
3. Enter your Aadhaar number → verify via OTP
4. Fill in pregnancy details, bank account details
5. Upload required documents
6. Submit → note application ID
7. For subsequent installments, submit the relevant forms after completing conditions

Method 3: Via Health Centre / ASHA Worker

ASHA workers and ANM nurses at sub-health centres also assist with PMMVY registration. They can submit applications on your behalf.

Documents Required

1. Aadhaar card of the mother (mandatory — Aadhaar-linked bank account for DBT)
2. MCP card (Mother and Child Protection card — given at the first ANC visit)
3. Bank passbook (savings account in the mother's name, Aadhaar-seeded)
4. Spouse's Aadhaar (optional, for filling application)
5. Birth certificate of child (for 3rd installment)
6. Vaccination record (for 3rd installment — BCG/OPV/DPT first dose)

PMMVY + JSY = Combined Benefit

Pradhan Mantri Matru Vandana Yojana (PMMVY) and Janani Suraksha Yojana (JSY) are two different maternity schemes:

Both can be availed simultaneously — the total benefit from both can be up to ₹6,400 for institutional delivery in a rural area.

Check Application Status

1. Go to pmmvy.wcd.gov.in
2. Click "Beneficiary Login" or "Application Status"
3. Enter your Aadhaar number or application ID
4. View installment status and payment history

OR ask your Anganwadi Worker — they have access to the backend system and can check your status.

Frequently Asked Questions

What if I am a government employee?

Central and state government employees who get paid maternity leave are not eligible for PMMVY, as they already receive maternity benefits from their employer.

I am pregnant for the second time but the first child died. Am I eligible?

Yes — if the first child did not survive and this is your first live birth, you are eligible for ₹5,000.

Can I apply for PMMVY if I gave birth at home (not hospital)?

Yes — PMMVY is not restricted to institutional delivery. However, the 3rd installment requires the child's vaccination record, which is easier to maintain if birth registration is done.

My Aadhaar is not linked to my bank account. What to do?

Visit your bank branch with Aadhaar and request Aadhaar-bank seeding. Also update Aadhaar with NPCI mapper. Without this, DBT payment will fail.

When is the last date to apply?

Apply within 730 days (2 years) of the delivery date for the installments. Earlier is better — first installment must be applied for during pregnancy.

What happens to the benefit for a second girl child?

The ₹6,000 for the second girl child is paid as a lump sum after the child's birth is registered and immunization has begun.

Official Links

• Apply and track: pmmvy.wcd.gov.in
• Ministry of Women and Child Development: wcd.nic.in
• Helpline: 1800-111-555 (WCD helpline)
• Nearest Anganwadi: Ask your local gram panchayat or ICDS office