SBI Account Balance Check: 5 Easy Ways to Check

Checking your SBI account balance is quick and free. Whether you have a smartphone or a basic feature phone, SBI offers multiple ways to check your balance without visiting the branch. Here are all the methods with step-by-step instructions.

Method 1: Missed Call — 09223766666

The simplest way to check your SBI balance. No internet needed — works on any phone.

Steps:

1. Open the dialer on your phone
2. Call 09223766666 from your registered mobile number
3. The call will disconnect automatically after 1-2 rings
4. You will receive an SMS with your account balance within a few seconds

Example SMS: "Your a/c XXXX1234 has a balance of Rs. 25,000.00 on 06-Mar-2026"

Requirements:

• Your mobile number must be registered with your SBI account
• If you have multiple accounts, the SMS will show the balance of your primary account

Method 2: SMS Balance Check

Send an SMS from your registered mobile number to check your balance.

Steps:

1. Open the SMS/Messages app on your phone
2. Type BAL and send it to 09223766666
3. You will receive a reply SMS with your account balance

For specific account: If you have multiple SBI accounts, type BAL XXXX (last 4 digits of account number) and send to 09223766666.

Note: Standard SMS charges may apply as per your telecom plan.

Method 3: YONO SBI App

The YONO app shows your balance instantly on the dashboard.

Steps:

1. Open the YONO SBI app on your smartphone
2. Log in with your credentials (username + password, YONO PIN, or biometric)
3. Your account balance is displayed on the home screen dashboard
4. Tap on the account to see available balance and total balance separately

Tip: Enable Quick Balance in YONO settings to check balance without full login — just enter your MPIN.

Method 4: SBI Net Banking (OnlineSBI)

Check your balance through the SBI internet banking portal.

Steps:

1. Visit https://www.onlinesbi.sbi/
2. Log in with your username, password, and OTP
3. Click on "Account Summary" under "My Accounts & Profile"
4. Your balance for all linked accounts will be displayed

You can also view your account statement and transaction history from the same section.

Method 5: USSD Code *99#

Works on any phone (smartphone or feature phone) — no internet or app required. This is part of the National Unified USSD Platform (NUUP).

Steps:

1. Dial *99# from your registered mobile number
2. A menu will appear on screen
3. Select option 1 — "Account Balance"
4. Enter your bank short code: type SBI or SBIN or SBINO000XXX (your branch IFSC)
5. Enter your registered mobile number or account number when prompted
6. Your balance will be displayed on screen

Note:

• USSD works without internet but requires mobile network
• There is a charge of ₹0.50 per session (charged by your telecom provider)
• Maximum transaction limit via USSD is ₹5,000 (for transfers, not balance check)

Method 6: ATM Balance Enquiry

Check your balance at any SBI or other bank ATM.

Steps:

1. Insert your SBI ATM/debit card into the machine
2. Select your preferred language
3. Enter your 4-digit ATM PIN
4. Select "Balance Enquiry"
5. Choose Savings Account or Current Account
6. Your balance will be displayed on screen (with option to print a mini slip)

Note: Balance enquiry at SBI ATMs is free. At other bank ATMs, free transactions are limited (currently 5 free transactions per month at other bank ATMs for savings accounts, including financial and non-financial transactions).

Comparison Table

Important Tips

1. Missed call is the fastest — just call 09223766666 and get an SMS within seconds
2. Register your mobile number with SBI if not already linked — visit your branch with ID proof
3. YONO Quick Balance lets you check balance without full login — enable it in app settings
4. USSD *99# is useful when you don't have internet or a smartphone
5. For detailed transaction history, use YONO app or net banking instead of balance check

Frequently Asked Questions

Q1: What is the SBI balance check number?

The SBI balance check number is 09223766666. Give a missed call from your registered mobile number and you will receive an SMS with your balance.

Q2: Can I check SBI balance without registered mobile number?

No, the missed call and SMS methods require a registered mobile number. Without it, you can check your balance at an ATM using your debit card, or through net banking if activated.

Q3: Why am I not getting SMS after missed call to 09223766666?

This can happen if: (a) your mobile number is not registered with SBI, (b) there is a network delay, or (c) your DND settings are blocking banking SMS. Contact SBI customer care at 1800-11-2211 if the issue persists.

Q4: Is SBI missed call balance check free?

Yes, the missed call balance check is completely free. SBI does not charge anything for this service. The call disconnects automatically and you receive a free SMS.

Q5: How do I register my mobile number with SBI for balance check?

Visit your nearest SBI branch with your passbook and Aadhaar card (or any valid ID). Fill out the mobile number registration form. Your number will be activated within 1-2 working days. See our guide on SBI mobile number change for details.

Q6: Can I check balance for multiple SBI accounts via missed call?

The missed call shows the balance of your primary account only. For multiple accounts, use the SMS method — send "BAL XXXX" (last 4 digits of account number) to 09223766666, or use YONO app / net banking to view all accounts.

Disclaimer: CitizenNest is an independent platform and is not affiliated with State Bank of India or any government body. Information is for guidance only. Please verify details on the official SBI website or visit your nearest branch.