UP Bhagya Laxmi Yojana — ₹50,000 Bond for Girl Child

What is UP Bhagya Laxmi Yojana?

Bhagya Laxmi Yojana is the Uttar Pradesh government scheme that provides financial benefits to BPL families at the birth of a girl child to discourage female foeticide, reduce child marriage, and support girl education.

Key benefits under the scheme:

• ₹50,000 bond at birth (matures when the girl turns 21)
• ₹2,000 to the mother on health checkup after delivery
• Education scholarships at each class transition (Class 6, 8, 10, 12)
• ₹25,000 at Class 12 to support further education or marriage

Complete Benefit Structure

Who is Eligible?

• Family must be BPL (Below Poverty Line) — annual income below ₹2 lakh
• Application must be within 1 year of the girl's birth
• Up to 2 girl children per family can be enrolled
• Family must not have income tax payers
• Girl must be born in a government hospital or registered private hospital (or home birth with birth certificate)
• Girl must be enrolled in government school for education scholarships

How to Apply

Step 1: Register within 1 Year of Birth

1. Visit your Anganwadi centre (nearest ICDS/AWC)
2. OR go to the Gram Panchayat / Block Development Office
3. Ask for the Bhagya Laxmi Yojana application form
4. Fill the form with birth details, family details, BPL card number
5. Submit with documents

Step 2: After Registration

• Government processes the application and issues a ₹50,000 bond in the girl's name
• The bond matures when the girl turns 21

Step 3: Collect Education Scholarships

When the girl reaches Class 6, 8, 10, 12:

1. Parents/girl visit the Block Women and Child Welfare office
2. Submit proof of school enrollment and marksheet
3. Scholarship amount is credited to the girl's bank account

Documents Required

1. Birth certificate of the girl child (from hospital or Gram Panchayat)
2. Aadhaar card of parents
3. BPL card / Income certificate (family income below ₹2 lakh)
4. Bank account in the girl's name (for scholarship credits) or parent's account for initial benefits
5. Hospital delivery proof (if born in hospital — discharge summary)
6. Passport-size photograph of parents and girl child

Check Application Status

1. Go to mahilakalyan.up.nic.in
2. Search for Bhagya Laxmi Yojana status
3. OR contact your Anganwadi worker or Block Child Development Officer

Frequently Asked Questions

My daughter is 3 years old. Can I still apply?

You must apply within 1 year of birth. If your daughter is already 3, you have likely missed the registration window. Contact the Block ICDS office to see if any late registrations are allowed.

Can I apply for 3 girls in my family?

The scheme covers up to 2 girl children per family. The third girl child is not covered.

Is the ₹50,000 bond given in cash at birth?

No — the government issues a ₹50,000 bond in the girl's name that matures into approximately ₹2 lakh when she turns 21. It is not immediate cash.

My daughter studies in a private school. Are education scholarships available?

Education scholarships are typically linked to enrollment in government schools. If your daughter studies in a private school, check with the Block ICDS office if private school students qualify in the current year.

What if the girl gets married before 21?

The scheme discourages child marriage. If the girl marries before 18 (legal age), the bond benefit may be forfeited. The scheme is designed to encourage keeping girls in school until age 21.

Official Links

• Department portal: mahilakalyan.up.nic.in
• UP CMO: upcmo.up.nic.in
• Contact: Nearest Anganwadi centre or Block Child Development Office (ICDS)
• Helpline: 0522-2235296 (UP government helpline)