State Schemes

Bihar Mukhyamantri Gramin Awas Yojana – Rural Housing Scheme Apply

Q: Q1: How much money do I get under this scheme?

A: You receive approximately ₹1,20,000 for house construction in plain areas (₹1,30,000 in hilly areas), plus ₹12,000 for toilet construction and 90–95 days of MGNREGA wages.

Q: Q3: My name is not in the SECC list. Can I still apply?

A: Yes. The government has an Awaas+ survey to identify left-out eligible families. Contact your Gram Panchayat to request inclusion.

Q: Q4: Is land required to get the housing benefit?

A: Yes, you need land to build the house on. If you don't own land, some states provide land allotment for landless families. Check with your Gram Panchayat.

Q: Q5: How are installments released?

A: Installments are released in 3 stages based on construction progress. You must upload geo-tagged photographs on the AwaasSoft app/portal to receive each installment.

Q: Q6: Can I choose my own house design?

A: Yes. The government provides suggested designs with earthquake and flood-resistant features, but you can choose your own design as long as the house meets the minimum area requirements (25 sq. meters).

Bihar Mukhyamantri Gramin Awas Yojana provides financial aid for rural housing. Check eligibility, amount, and application process.

CitizenNest Editorial Team8 min read

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Disclaimer: This is an independent informational guide. We are NOT affiliated with any government body. Always verify on official websites.

Official Links

pmaymis.gov.in state.bihar.gov.in rdd.bih.nic.in

Bihar Mukhyamantri Gramin Awas Yojana 2025 – Complete Guide

What is Mukhyamantri Gramin Awas Yojana?

The Mukhyamantri Gramin Awas Yojana (MGAY) is a rural housing scheme by the Government of Bihar aimed at providing financial assistance to homeless and houseless families in rural areas to build pucca (permanent) houses. The scheme works alongside the central government's Pradhan Mantri Awas Yojana – Gramin (PMAY-G) to ensure that every rural family in Bihar has a decent home.

Under MGAY, eligible beneficiaries receive financial assistance to construct a house with basic amenities including a toilet, LPG connection, electricity, and water supply.

Disclaimer: CitizenNest is an independent informational platform and is not affiliated with any government body. Verify details with your local Block Development Office or the PMAY portal.

Who is Eligible?

The beneficiary selection is primarily based on the Socio-Economic Caste Census (SECC) 2011 data. Eligible families include:

Houseless families — those living without any shelter
Families in kutcha (temporary) houses — those with 0 or 1 room with kutcha walls and roof
SC/ST households identified under SECC
Families with no adult member aged 16–59
Female-headed households with no adult male member
Families with disabled members and no able-bodied adult
Landless families dependent on manual casual labour
Primitive tribal groups

Priority Categories

Widows, divorced women, and single women
Victims of natural disasters
Families displaced by development projects
SC/ST and minority households

Who is NOT Eligible?

Families already owning a pucca house
Families who have received housing benefits under PMAY-G or similar schemes
Government employees
Income tax payers

Financial Assistance

Component	Amount
House construction (plain area)	₹1,20,000
House construction (hilly/difficult area)	₹1,30,000
Toilet construction (via SBM)	₹12,000
MGNREGA labour days	90–95 days of paid work
Total effective benefit	₹1,50,000–₹1,60,000 approx.

Note: The central and state governments share the cost. The exact amount may vary based on the latest government orders.

Documents Required

Mandatory Documents

Aadhaar card of the beneficiary
SECC data inclusion proof (verified at block level)
Bank account passbook (linked to Aadhaar)
Photograph of the beneficiary
Land ownership document or proof of land allotment (for house construction)
BPL/ration card

Additional Documents

Caste certificate (for SC/ST applicants)
Income certificate
MGNREGA job card
Photograph of the existing dwelling (if upgrading from kutcha house)

How to Apply – Step-by-Step

Step 1: Check Your Name in SECC/PMAY-G List

The primary selection is based on SECC 2011 data. Check if your name appears:

Visit https://pmaymis.gov.in
Go to "Stakeholders" → "IAY/PMAYG Beneficiary"
Enter your registration number or search by name and district

Step 2: Visit Your Gram Panchayat Office

If your name is on the list, visit your Gram Panchayat or Block Development Office (BDO) to confirm your eligibility and initiate the process.

Step 3: Submit Documents

Provide all required documents to the Gram Panchayat/BDO office. They will verify your documents and land availability.

Step 4: Gram Sabha Approval

The Gram Sabha (village assembly) verifies and prioritizes the beneficiary list. Your name needs to be approved in the Gram Sabha.

Step 5: Sanction Order

After Gram Sabha approval, the Block/District administration issues a sanction order with the financial assistance amount.

Step 6: Receive First Installment

The first installment (typically ₹40,000) is credited to your bank account via DBT after the sanction order.

Step 7: Begin Construction

Start constructing your house. Take geo-tagged photographs at each stage as required.

Step 8: Subsequent Installments

The remaining amount is disbursed in 2–3 installments based on construction progress verified through geo-tagged photos uploaded on the AwaasSoft app.

Step 9: House Completion

Complete the house within 12 months of receiving the first installment. A final inspection is conducted before the last installment is released.

Processing Time

Beneficiary Selection: Based on SECC data (pre-determined list)
Sanction Order: 1–3 months after document submission
First Installment: Within 1 month of sanction
Total Construction Time: Expected within 12 months

Important Tips

Check the SECC list first — if your name isn't there, you can apply through your Gram Panchayat for inclusion in the "Awaas+" list.
Link Aadhaar to your bank account — all payments are via DBT. See our Aadhaar linking guide.
Keep your MGNREGA job card active — you can earn wages by working on your own house construction under MGNREGA.
Take geo-tagged photos at every construction stage — installments depend on photo evidence of progress.
Build a toilet — toilet construction is mandatory and additional funds are available under Swachh Bharat Mission.

Frequently Asked Questions (FAQs)

Q1: How much money do I get under this scheme?

A: You receive approximately ₹1,20,000 for house construction in plain areas (₹1,30,000 in hilly areas), plus ₹12,000 for toilet construction and 90–95 days of MGNREGA wages.

Q2: How do I check if my name is in the beneficiary list?

A: Visit pmaymis.gov.in, go to "Stakeholders" → "IAY/PMAYG Beneficiary," and search by your registration number or name.

Q3: My name is not in the SECC list. Can I still apply?

A: Yes. The government has an Awaas+ survey to identify left-out eligible families. Contact your Gram Panchayat to request inclusion.

Q4: Is land required to get the housing benefit?

A: Yes, you need land to build the house on. If you don't own land, some states provide land allotment for landless families. Check with your Gram Panchayat.

Q5: How are installments released?

A: Installments are released in 3 stages based on construction progress. You must upload geo-tagged photographs on the AwaasSoft app/portal to receive each installment.

Q6: Can I choose my own house design?

A: Yes. The government provides suggested designs with earthquake and flood-resistant features, but you can choose your own design as long as the house meets the minimum area requirements (25 sq. meters).

Last updated: February 2025. Information is based on publicly available government data. Contact your Gram Panchayat or Block Development Office for the latest updates.