Bihar Government Schemes and Services ā How to Apply & Benefits
Comprehensive guide to all Bihar government schemes and services including Mukhyamantri Kanya Utthan, Student Credit Card, Cycle Yojana, Gramin Awas, education, health, agriculture, pension with eligibility and how to apply.
Bihar Government Schemes and Services ā Complete Guide
Bihar has significantly expanded its welfare programme portfolio in recent years, with major focus on education, women's empowerment, and youth employment. From the Student Credit Card scheme to Mukhyamantri Kanya Utthan Yojana, Bihar provides substantial support across all sectors. This guide covers every major Bihar government scheme with eligibility, benefits, and application details.
Key Government Portals in Bihar
- Service Online Bihar ā serviceonline.bihar.gov.in ā Certificates and government services
- Bhumi Jankari ā bhumijankari.bihar.gov.in ā Land records. See: Bhumi Jankari Land Records Bihar
- RTPS Bihar ā rtps.bihar.gov.in ā Right to Public Services
- e-Labharthi ā elabharthi.bih.nic.in ā Pension and social security beneficiary portal
- Bihar Scholarship Portal ā scholarships.bihar.gov.in
Women and Girl Child Schemes
Mukhyamantri Kanya Utthan Yojana
Bihar's flagship scheme for girls providing financial assistance from birth to graduation ā total benefit of approximately ā¹94,100.
Instalment structure:
- ā¹2,000 at birth
- ā¹1,000 at age 1 (Aadhaar registration)
- ā¹2,000 at age 2 (immunization)
- Uniform and sanitary napkin grants during school years
- ā¹25,000 on passing class 12 (unmarried)
- ā¹50,000 on graduation completion
Read the complete guide: Mukhyamantri Kanya Utthan Yojana Bihar
Mukhyamantri Vivah Sahayata Yojana
Marriage assistance grant for women from economically weaker families.
Education Schemes
Student Credit Card Yojana
Interest-free education loan of up to ā¹4 lakh for students from Bihar pursuing higher education (graduation and above). One of Bihar's most impactful youth schemes.
Key features:
- Loan up to ā¹4 lakh at 0% interest for all students (since September 2025)
- Covers tuition fees, hostel, books, and living expenses
- No collateral required
Read the complete guide: Student Credit Card Bihar
Mukhyamantri Cycle Yojana
Free bicycles for class 9 students (both boys and girls) in government schools to reduce dropout rates and improve school attendance.
Read the complete guide: Bihar Mukhyamantri Cycle Yojana
Scholarship Schemes
- Post-matric scholarships for SC, ST, OBC, and minority students
- Pre-matric scholarships for students in classes 1-10
- Merit-based scholarships for class 10 and 12 toppers
See also: Post-Matric and Pre-Matric Scholarships
Housing Schemes
Mukhyamantri Gramin Awas Yojana
Bihar's state housing scheme for rural BPL families providing financial assistance for pucca house construction.
Read the complete guide: Bihar Mukhyamantri Gramin Awas Yojana
Health Schemes
Ayushman Bharat in Bihar
Integrated health insurance providing cashless treatment up to ā¹5 lakh per family per year at empanelled hospitals.
See: Ayushman Bharat vs State Health Schemes
Bihar Health Department Initiatives
- Free medicine distribution at government hospitals
- Janani Suraksha Yojana ā Cash incentive for institutional delivery
- Free ambulance service (102 and 108)
Livelihood and Employment Schemes
Bihar Satat Jeevika Yojana (JEEViKA)
World Bank-assisted livelihood programme providing SHG-based livelihoods, micro-finance, skill training, and market linkages for rural poor.
Read the complete guide: Bihar Satat Jeevika Yojana
Mukhyamantri Udyami Yojana
Entrepreneurship promotion scheme providing loans up to ā¹10 lakh with 50% subsidy for SC/ST, OBC, women, and youth entrepreneurs.
Agriculture Schemes
Diesel Anudan Yojana
Subsidy on diesel for irrigation during kharif and rabi seasons.
Krishi Input Anudan
Financial assistance to farmers affected by natural calamities for crop loss.
PM-KISAN in Bihar
ā¹6,000/year for eligible farmer families.
See also: eNAM ā National Agriculture Market | PMFBY Crop Insurance
Social Security and Pension
Mukhyamantri Vridhjan Pension
ā¹1,100/month for senior citizens aged 60+ (increased from ā¹400 in July 2025). Applied through e-Labharthi portal.
Widow Pension (Laxmibai Social Security Pension)
ā¹1,100/month for widows from BPL families (increased from ā¹400 in July 2025).
Disability Pension
ā¹1,100/month for persons with 40%+ disability (increased from ā¹400 in July 2025).
See: Old Age Pension Guide | Widow Pension Guide
Food Security ā Ration Card
Government Certificates and Documents
Available through Service Online Bihar and RTPS:
- Caste Certificate Online
- Income Certificate Online
- Domicile Certificate Online
- Character Certificate
- Migration Certificate
- Non-Creamy Layer Certificate
Property and Land Records
Government Jobs and Exams in Bihar
- BPSC PCS Exam Guide
- Bihar Police Constable Exam
- Bihar SI Police Exam Guide
- Bihar Daroga Exam Guide
- Bihar TET Exam Guide
Important Helpline Numbers
| Service | Helpline Number |
|---|---|
| Service Online Helpline | 0612-2233333 |
| Women Helpline | 181 |
| Police Emergency | 112 |
| Child Helpline | 1098 |
| Health Helpline | 104 |
| CM Helpline | 1076 |
| Student Credit Card | 1800-3456-444 |
| Anti-Corruption | 1064 |
How to Apply for Bihar Government Schemes
Online Application
- Visit Service Online Bihar ā serviceonline.bihar.gov.in or specific scheme portal
- Register with Aadhaar and mobile number
- Select scheme/service from the list
- Fill application with personal and eligibility details
- Upload documents ā Aadhaar, income certificate, caste certificate, bank passbook
- Submit and track using application number
Offline Application
- Visit the nearest Block Development Office or CSC centre
- Carry original documents and photocopies
- Submit application with required documents
- Collect acknowledgment receipt
Common Documents Required
- Aadhaar card
- Ration card
- Income certificate
- Caste certificate
- Bank passbook
- Domicile certificate
- Passport-size photographs
Frequently Asked Questions
How do I check Bihar pension status? Visit e-Labharthi portal (elabharthi.bih.nic.in) and check using your beneficiary ID or Aadhaar number.
Is Student Credit Card available for all courses? It covers 42 approved courses including BA, BSc, BCom, engineering, medical, MBA, and other professional courses recognized by UGC/AICTE.
How to apply for Bihar caste certificate online? Through RTPS Bihar portal or Service Online Bihar. See our guide: Caste Certificate Online
Bihar government regularly updates scheme benefits and eligibility. Always verify latest details on official portals before applying.
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